Conventional Financing

We are passionate in people's solutions even before the need arises.

Loans that are underwritten to Fannie Mae and Freddie Mac Guidelines . These two government-sponsored enterprises (GSE's) buy mortgages from lenders and sell them to investors. Their purpose is to make mortgages more widely available and account for the largest percentage of mortgage originations. Minimum credit score 620 Minimum down payment 3% Debt to Income ratios up to 50% Cash out to 85% LTV Rate/term Refinance to 95% LTV Home Affordable Refinance Program (HARP) Fannie Mae Homestyle Renovation Fannie Mae Home Ready Freddie Mac Home Possible Fixed Rate and Adjustable rate options available Condo Manufactured Housing

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