Making Mortgages Easier

By Joe Moran - President , Home Fast Funding

Home Fast Funding was started to bring competition, transparency and accountability to the home lending process. After 15 years in the mortgage origination business working as a loan officer, an account executive and sales manager, I experienced first hand how difficult and confusing getting a home mortgage was to the typical consumer. Adding to that confusion was the endless marketing dollars that banks and lenders were spending to influence customers from shopping around on rates and terms.

Obtaining a loan to buy a home is most likely the largest purchase an individual will ever make and a typical consumer will spend more time shopping for a smartphone than they will for a mortgage. Most consumers will apply for a loan with only one lender and will not shop for the low rates and terms. Why? It takes too much time and is a confusing process."In order to bring true competition to the borrower the wholesale mortgage origination channel offered the best options for the borrower. Instead of working for a bank or a lender as a captive agent, a mortgage brokerage would represent the borrower and make the banks compete for the business. From there, Home Fast Funding was started."

I wanted Home Fast Funding to offer as many companies and loan programs as possible so our clients had the greatest opportunity to obtain financing. As a mortgage brokerage, we are not captive agents representing one company, one product line and one rate sheet. We are not beholden to anyone except our clients which is the exact opposite of working with a direct lender or bank. Home Fast Funding is partnered with over 20 different lenders who compete for your business. Our staff will be with you from preapproval to closing, advocating on your behalf throughout the entire loan process.

Competition, Choice, and Transparency

Give thanks to the most high. You do know, you do know that they don't want you to have lunch. I'm keeping it real with you, so what you going do is have lunch. Another one.

Egg whites, turkey sausage, wheat toast, water. Of course they don't want us to eat our breakfast.

Major key, don't fall for the trap, stay focused. It's the ones closest to you that want to see you fail. Another one. It's important to use cocoa butter. It's the key to more success, why not live smooth? Why live rough? The key to success is to keep your head above the water, never give up. Watch your back, but more importantly when you get out the shower, dry your back, it's a cold world out there.

Express

Success is largely a matter of holding on after others have let go!

  • A year from now you may wish you had started today.
  • The question isn't who is going to let me; it's who is going to stop me.
  • Success is the sum of small efforts, repeated day-in and day-out.
  • I find that the harder I work, the more luck I seem to have.
  • If people did not do silly things, nothing intelligent would ever get done.
  • Before anything else, preparation is the key to success.

Don't ever play yourself. Put it this way, it took me twenty five years to get these plants, twenty five years of blood sweat and tears, I'm just getting started. Surround yourself with angels , positive energy, beautiful people, beautiful souls, clean heart, angel. It's on you how you want to live your life. Everyone has a choice. I pick my choice, squeaky clean. I'm up to something. They don't want us to win. Mogul talk. Look at the sunset, life is amazing, life is beautiful, life is what you make it.

Action is the foundational key to all success

In life there will be road blocks but we will over come it. Another one. Learning is cool, but knowing is better, and I know the key to success. The key to more success is to get a massage once a week, very important, major key, cloth talk. I told you all this before, when you have a swimming pool, do not use chlorine, use salt water, the healing, salt water is the healing.

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You see that bamboo behind me though, you see that bamboo? Ain't nothin' like bamboo. Bless up. Another one. Give thanks to the most high. A major key, never panic. Don't panic, when it gets crazy and rough, don't panic, stay calm.

Success is how high you bounce when you hit bottom

In life there will be road blocks but we will over come it. Another one. Learning is cool, but knowing is better, and I know the key to success. The key to more success is to get a massage once a week, very important, major key, cloth talk. I told you all this before, when you have a swimming pool, do not use chlorine, use salt water, the healing, salt water is the healing. I'm up to something. Life is what you make it, so let's make it. The other day the grass was brown, now it's green because I ain't give up. Never surrender.

Great things in business are never done by one person. They're done by a team of people. — Steve Jobs

They never said winning was easy. Some people can't handle success, I can. You see the hedges, how I got it shaped up? It's important to shape up your hedges, it's like getting a haircut, stay fresh. I told you all this before, when you have a swimming pool, do not use chlorine, use salt water, the healing, salt water is the healing. Look at the sunset, life is amazing, life is beautiful, life is what you make it. Egg whites, turkey sausage, wheat toast, water. Of course they don't want us to eat our breakfast, so we are going to enjoy our breakfast.

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